Consumer Resources Center
- How to Recognize—and Avoid—Predatory Lending
Predatory lending is when a lender uses unfair, deceptive, or abusive practices—such as extremely high interest rates, hidden fees, or pressure tactics—to take advantage of borrowers. You can avoid it by knowing the warning signs, comparing options, and choosing trusted lenders like your credit union. - What Is Amortization—and Why Does It Matter?
Amortization is the process of paying off a loan through regular, fixed payments over time. - Real-Time Payment Trends—and What They Mean for Consumers
Real-time payments allow money to move instantly—24/7—directly between bank and credit union accounts. For consumers, this means faster access to funds, improved cash flow, and more control over their money. Here’s what you need to know about real-time payment trends—and how they impact your everyday financial life.